The Philosophy of Merchant Accounts

I ran across terminologies like merchant accountown which impresses the corporate spirit reigning
service and merchant accounts on the web. Iin the virtual world.
could not help but mused on it in terms ofFor come to think of it, this relationship differs
philosophy.from the conventional way of handing someone
One of my favorite philosophers is Paul Ricouer.face-to-face with money as payment for goods
His article entitled, "Socius and the Neighbor" is oneand services provided. It varies compared to the
of my favorite read. Based on the Parable of theancient praxis of barter, where the exchange of
Good Samaritan and the question, "Who is mygoods are meant to establish cultural connections.
neighbor?" Ricouer came up with the Socius whichThe systemic process of merchant accounts and
he described as the human relationship that oneservices deals with people as organizations
have with an organized group or the person thatthrough impersonal manner. It involves exchange
one can encounter through social function. On thein a maze between people occupying spaces miles
other hand, the neighbor is the personal way thatapart. They can be faceless but never
one encounters another as a person, thecredit-card-less. This way it oftentimes poses
interpersonal connectivity with varying degrees ofthreats of fraud and entails high risk. It would be
intimacy.good to refer to a merchant account specialist
Business transactions on the web are donewho can deal with it the "neighborly," the personal
through a merchant account. This allows away.
merchant or a business owner to accept creditIt is amazing that the Socius which deals on the
card payments from customers and have theweb brings with it the presence of the neighbor in
funds deposited into a banking account.its dealings with merchant accounts. For on a
Companies provide merchant account services fordeeper level, there is global interconnectivity which
these business owners and consumers. Theyis working and exchanging online. They may be
assist in processing credit cards and onlinedealing impersonally and corporately but they cling
application of these accounts to put the exchangeon to one personal value and that is trust.
of goods and services through. These companiesMerchant accounts and services as a system
have relationships with processing banks. Theseembody the socius and the neighbor where a
processing banks do the work that gets theperson deals with the world through one's social
merchants paid for their sales. The whole thing isfunction or through one's call.
a depiction of the Socius. It is a relationship on its